Pet Insurance Cost Calculator — Estimate Your Monthly Premium by Breed & Age

Get a realistic monthly premium range based on your pet's species, breed, age, and coverage choice. Built from published insurer rate data — no email required, no signup.

📊 Data-backed estimates 🔒 No signup required 🐕 Dogs & cats

Why pet insurance premiums vary so much

🐾 Breed risk

A French Bulldog averages around $69/month to insure; a mixed-breed dog averages closer to $42/month.

📅 Age

Senior pets (7+) typically cost 1.4–2x more to insure than adults.

🛡️ Coverage level

Accident-only plans can cost roughly 40% less than accident-and-illness plans.